Standard Chartered Unveils a <3-Step Guide> to Buying Bitcoin

When a global banking giant like Standard Chartered talks about Bitcoin, investors listen. But their latest insights go far beyond simple price predictions. The bank is now framing Bitcoin as the foundational pillar for the future of decentralized finance (DeFi), and they’ve shared a strategic approach for investors looking to get in on the action.

Geoff Kendrick, the bank’s Head of FX and Digital Assets Research, has issued a powerful statement: Bitcoin’s stability is non-negotiable for the dream of DeFi to become a reality. This marks a significant shift from viewing Bitcoin as a purely speculative asset to recognizing its systemic importance in the emerging digital economy.

Bitcoin: The “Apex Asset” Fueling the Future of Finance

For years, the crypto conversation has been dominated by price charts and volatility. However, Standard Chartered is changing the narrative. Kendrick describes Bitcoin as the “apex asset,” suggesting that the entire DeFi ecosystem is built upon its structural integrity.

In a note ahead of the Singapore FinTech Festival, Kendrick explained, “It is fair to say these days I spend most of my time talking about DeFi taking over TradFi… but for that to be possible, as the apex asset, Bitcoin needs to not collapse.”

This perspective elevates Bitcoin from a digital commodity to the bedrock of a new financial system. If DeFi aims to one day replace traditional finance (TradFi), its cornerstone cannot be unstable. This institutional viewpoint suggests that Bitcoin’s long-term health is crucial for trillions of dollars in future value to be built on-chain.

The Last Chance to Buy Bitcoin Under $100,000?

Alongside this long-term vision, Kendrick made a bold short-term call. He suggested that the recent dips in Bitcoin’s price might be the last opportunity for investors to buy the asset below the $100,000 mark. This statement implies that a significant bull phase is on the horizon, making the current price levels a critical entry point for those who have been waiting on the sidelines.

This bullish sentiment isn’t just speculation; it’s backed by the bank’s analysis of market cycles and growing institutional adoption. But with such a significant price target looming, how should an investor approach buying in? Standard Chartered’s research provides a clear, structured plan.

A Breakdown of Standard Chartered’s 3-Step Bitcoin Accumulation Strategy

Instead of advocating for a single, all-in purchase, Kendrick laid out a methodical three-step accumulation plan. This strategy is designed to build a position over time, mitigating risk while capitalizing on potential growth. Here’s a look at this institutional-grade approach to buying Bitcoin.

Step 1: Establish Your Foundational Stake

The first step is to get exposure. This involves allocating an initial amount to Bitcoin to establish a core position in your portfolio. This isn’t about timing the market perfectly but rather ensuring you have a stake in the asset. This initial investment serves as the foundation upon which you can build as you gain more conviction and as the market evolves.

Step 2: Strategically Accumulate on Dips

Rather than chasing green candles, the bank’s strategy emphasizes patience. The second step is to systematically add to your position during market downturns or periods of consolidation. This approach, often known as Dollar-Cost Averaging (DCA) or “buying the dip,” allows you to lower your average purchase price over time. It removes the emotion from investing and turns market volatility from a risk into an opportunity.

Step 3: Adopt a Long-Term Vision

Finally, the strategy is anchored in a long-term perspective. With Bitcoin positioned as the “apex asset” for DeFi, the investment thesis isn’t about short-term gains. It’s about holding the asset for its potential to underpin a new financial paradigm. This means setting long-term price targets and having the patience to hold through market cycles, focusing on the fundamental value proposition rather than daily price fluctuations.

What This Means for Your Crypto Portfolio

The guidance from a major institution like Standard Chartered offers a valuable lesson for all investors. It signals a maturing market where strategic, long-term thinking is replacing speculative frenzy. For the everyday investor, this reinforces several key principles:

• Think Systemically: Understand that Bitcoin’s value isn’t just its price; it’s its role in the broader digital economy.
• Invest, Don’t Gamble: Adopt a structured plan for entering the market, such as the three-step strategy, to manage risk.
• Patience is Key: The biggest gains in crypto have historically gone to those with a long-term vision.

As the worlds of traditional and decentralized finance continue to merge, the insights from institutions like Standard Chartered provide a roadmap. Their view of Bitcoin as a foundational asset, combined with a clear strategy for accumulation, suggests the next chapter for crypto may be its most significant yet.